Help To Buy Mortgage Rates

Mortgage Guarantee deals and offersThe government Help to Buy scheme can be used in two different ways, depending on the help a borrower may need or choose to use.

The help to by schemes are called Equity Loan and Mortgage Guarantee but only the latter will require a special mortgage from lenders.

While an Equity Loan is applied for by the borrower to the government, the Mortgage Guarantee is applied for with the bank who will have specific mortgages.

Help To Buy: Mortgage Guarantee Criteria

  • Must be 18 years old
  • Must be a repayment mortgage
  • Used to buy a newly built property
  • When applying for the mortgage guarantee a borrower can’t own another property
  • Must be 18 years old
  • Property value must not be more than £600,000
  • Cannot rent property out
  • Property must be within the UK

If you don’t see a mortgage which suits your financial needs we may just not have included it, contact our expert mortgage adviser who will be happy to help.

Mortgage Lender
Mortgage Type
Initial Interest Rate
After Initial Rate
Overall APR Comparison
Loan To Value
Fees
 
AldermoreFixed 2 years
5.28%
5.73%
6.0%
95%
£0
Aldermore Mortgage Application
Bank of ScotlandSee Halifax Rates
See Halifax Rates
See Halifax Rates
See Halifax Rates
See Halifax Rates
See Halifax Rates
Apply for Mortgage
BarclaysFixed 5 years Until 31/3/2019
5.49%
4.49%
5.0%
95%
£0
Barclays Mortgage Enquiry
HalifaxFixed 2 years Until 31/5/2016
5.19%
3.99%
4.50%
95%
£0
Apply for Mortgage
HSBCFixed 5 years Until 30/04/2019
4.99%
3.94%
4.50%
95%
£99
Apply for Mortgage
Lloyds
Fixed 2 years Until 31/5/2016
5.19%
3.99%
4.40%
95%
£995
Apply for Mortgage
Natwest
Fixed 5 years
5.49%
4.0%
4.80%
95%
£0
Apply for Mortgage
RBS
Fixed 5 years Until 31/3/2019
5.49%
4.0%4.80%
95%
£0
Apply for Mortgage
Santander
Fixed 5 years
5.49%
4.74%
5.20%
95%
£1,227
Santander Mortgage Enquiry
Virgin Money
Fixed 2 years Until 1/5/2016
5.29%
4.79%
4.80%
95%
£0
Virgin Money Enquiry

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